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Law Office of Steve Brannan March 21, 2021

If you are staying in an unfamiliar place, it can be easy to become injured. For this reason, Airbnb properties can be especially dangerous. Many people have been turning to Airbnb as an alternative to crowded hotels for socially distanced vacations. As the number of visitors rises, the number of accidents that occur will likely rise as well. Read on to learn more about Airbnb accidents and what to do in the event of an injury.

Airbnb Insurance Coverage Explained

Airbnb understands that accidents happen. As a result, they have created their own insurance plan. This is called Host Protection Insurance, and it provides compensation of up to $1 million for claims brought against third parties. This means that if you are injured on an Airbnb property and you deserve compensation for your injuries, this compensation will come from Airbnb, rather than the host of the property. It is important to note that there are circumstances in which Airbnb will not provide compensation. Airbnb is not responsible for the following instances:

  • Intentional acts, such as a guest fighting with another person and sustaining an injury

  • Accusations of slander or defamation of character

  • Property issues, such as bed bugs, asbestos, communicable diseases, or certain other unsafe living conditions

  • Auto accidents, such as car accidents occurring on the premises

If you are involved in one of these events, you may still be eligible to receive compensation, but you will need to take a different route. Contact our firm to discuss whether your accident falls under Airbnb’s insurance coverage or not.

What if Airbnb’s Compensation Does Not Cover My Damages?

While Airbnb offers compensation of up to $1 million, sometimes $1 million is simply not enough. This is possible if your injury results in an extended hospital stay and/or multiple surgeries. You may deserve financial compensation for medical bills, and missed work. But, you may also be compensated for your physical and emotional suffering. If your damages exceed the $1 million Airbnb is willing to provide, you will need to reach out to a skilled personal injury attorney who will fight for you to receive the compensation you deserve for your injuries.

If you or a loved one is injured in an Airbnb, contact our firm today to discuss your case.

Contact Our Experienced Texas Firm

No matter your circumstances, if you have been injured in a car accident in Texas, you need not suffer alone–our firm is here to help you through every step of the legal process so that you can focus solely on what matters most: healing, so you can live a happy, productive life for years to come. If you are ready to move forward with your personal injury claim, all you have to do is reach out to The Law Offices of Steve Brannan today and we will begin the claims process.